A transparent composite of four factors — we show our working. Higher is better.
| Factor | What it measures | Points |
|---|---|---|
| Yield-on-cost | 22.4% gross yield | 40 / 40 |
| Occupancy | 65% occupancy | 17.9 / 25 |
| Revenue scale | £60,440/yr | 20 / 20 |
| Regulatory ease | No licence required | 15 / 15 |
Short-let wins by £16,309/yr
| Short-let net income / yr | £31,429 |
| Long-let net income / yr | £15,120 |
| Area long-let rent (PropertyData) | £1,400/mo |
| Break-even occupancy | 30% |
| Beds | Samples | ADR | Occupancy | Gross rev | Property value |
|---|---|---|---|---|---|
| 1 | 1 | £180 | 79.0% | £52,164 | — |
| 2 | 8 | £154 | 66.8% | £38,003 | £144,500–£195,500 |
| 3 | 1 | £355 | 60.0% | £78,670 | — |
| 5 | 2 | £731 | 54.0% | £145,211 | — |
No short-term-let-specific licence or registration currently applies in this area — normal letting rules only.
Heads-up: A national registration scheme (Levelling-Up & Regeneration Act 2023) is legislated but not yet live as of July 2026; a proposed C5 short-let use class has not yet come into force.
These are area averages. To model a specific address — with its own comparables, risk profile and 12-month forecast — run it through the Stayful analyser.
Harrogate figures are averages from 12 Stayful analyser samples across the HG postcode area — indicative, not a guarantee of returns. Licensing is a general guide; confirm with the local authority before buying.